Episodes

The Buffett Indicator has Hit 217%, the Highest ever Recorded
Oct. 29, 2025

The Buffett Indicator has Hit 217%, the Highest ever Recorded

Ferenc discusses the unprecedented valuations of the S&P 500, noting that 19 of 20 valuation metrics are above historical averages, including the Buffett indicator at 217%, the highest ever recorded. He warns of the AI bubble...
Data Center Energy Requirements are Estimated to be the Equivalent of 70 New Nuclear Reactors by 2028
Oct. 22, 2025

Data Center Energy Requirements are Estimated to be the Equivalent of 70 New Nuclear Reactors by 2028

Ferenc Toth discusses the potential AI bubble, citing Jerome Powell's belated acknowledgment of asset purchases and the overvaluation of tech stocks, with 55% of fund managers believing tech stocks are overvalued. He highligh...
How to Reduce Capital Gains on Highly Appreciated Assets and Reduce Market Risk
Oct. 15, 2025

How to Reduce Capital Gains on Highly Appreciated Assets and Reduce Market Risk

Ferenc Toth, a financial literacy educator, speaker, and entrepreneur, discusses the financial strategies and risks associated with the current market. He highlights the importance of understanding financial tools and making ...
The AI Bubble is the Only Thing Keeping the US Economy from Recession
Oct. 8, 2025

The AI Bubble is the Only Thing Keeping the US Economy from Recession

Ferenc Toth discusses the impact of the recent federal government shutdown, noting that 75% of employees are essential and 25% are non-essential, with the latter potentially facing termination. He criticizes the federal gover...
The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?
Oct. 1, 2025

The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?

Ferenc discussed the impact of the Federal Reserve's interest rate cuts on mortgage rates, which unexpectedly rose due to high federal debt levels. He highlighted the current AI bubble, comparing it to historical bubbles like...
The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?
Sept. 24, 2025

The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?

Ferenc discussed the Federal Reserve's recent interest rate cut despite high asset prices, debt, and inflation. He highlighted the dual mandate's counteractive nature and the political influence on rates. Ferenc noted the AI ...
Our Country is at a Turning Point Due to the Charlie Kirk Assassination
Sept. 17, 2025

Our Country is at a Turning Point Due to the Charlie Kirk Assassination

Charlie Kirk was assassinated. He is a martyr. He was murdered in cold blood because someone disagreed with his ideas. Charlie was killed because he was effective. This proves the enemy was scared of him. Charlie threatened t...
The Short and Long Term Risks of the Current Stock Market and Economy
Sept. 10, 2025

The Short and Long Term Risks of the Current Stock Market and Economy

Ferenc shares the short and long term risks to the current stock market and the overall economy. Short-term: - AI Bubble - Extreme valuations (all-time highs) - Extreme concentration in a few tech stocks - Nvidia: about half ...
Is the AI Bubble Starting to Burst?
Sept. 3, 2025

Is the AI Bubble Starting to Burst?

Ferenc discusses the parallels between the current tech stock market bubble and the dot-com era, emphasizing the risks of overvaluation and potential corrections. He recounts a listener's 100% return on tech stocks and warns ...
Is the AI Bubble Starting to Burst?
Aug. 27, 2025

Is the AI Bubble Starting to Burst?

A recent MIT study found that 95% of companies have received no benefit from generative Artificial Intelligence (AI). Sam Altman, CEO of OpenAI, recently warned of an AI bubble. Altman compared the current AI frenzy and the 1...
The S&P500 has Hit the Highest Valuations in History!
Aug. 20, 2025

The S&P500 has Hit the Highest Valuations in History!

Regardless of how you measure the S&P500, it is at the highest levels in history. The current valuations are higher than 1929 and 1999. The S&P500 Price to Sales Ratio has hit 3.2, the highest level ever recorded. The top...
The Buffet Indicator Has Hit 2x Standard Deviation for the 3rd Time Since 1950
Aug. 13, 2025

The Buffet Indicator Has Hit 2x Standard Deviation for the 3rd Time Since 1950

The Buffett Indicator is a measure of the total market capitalization of publicly traded companies to the Gross Domestic Product (GDP). Warren Buffett called it "probably the best single measure of where valuations stand at a...
The Trade Deals Give Reasons for Optimism Yet the Transition will Likely Create Volatility
Aug. 6, 2025

The Trade Deals Give Reasons for Optimism Yet the Transition will Likely Create Volatility

Trump has Announced Several Astounding Trade Deals The terms on the recent trade deals are very favorable for the United States. - Japan: 15% tariff, no tariff for US products, $550 billion joint-venture investment, 90% p...
There are Significant Tax Opportunities Due to the Big, Beautiful Bill
July 30, 2025

There are Significant Tax Opportunities Due to the Big, Beautiful Bill

Ferenc cuts through the noise and politics and continues to share significant tax opportunities for many people due to the Big, Beautiful Bill that is now passed as law. The US government's lack of financial responsibility cr...
Economists Created a Model of the US Economy using NASA Computers. The Model Crashed Due to the Federal Debt.
July 23, 2025

Economists Created a Model of the US Economy using NASA Computers. The Model Crashed Due to the Federal Debt.

Some leading economists and mathematicians built a computer model of the US economy to run various scenarios. Because this was such a big math problem, they used thousands of NASA and Amazon computers. The computers were unab...
The Big, Beautiful Bill has Passed. What is in it? How Will it Affect Your Money?
July 16, 2025

The Big, Beautiful Bill has Passed. What is in it? How Will it Affect Your Money?

There is a lot of confusing info regarding the Big Beautiful Bill. Forget the noise or the politics. What are the facts on some of the key aspects? No Tax on Tips: up to $25,000 of tip income is tax-free plus your standard de...
Brigham Blackham Interview, host of the Levelin' Up Podcast
July 9, 2025

Brigham Blackham Interview, host of the Levelin' Up Podcast

Brigham Blackham empowers top leaders through the art of storytelling. With a background in teaching Mandarin and theater, he combines his expertise in communication and leadership to help entrepreneurs elevate their stories ...
If Houses are not Selling, Why are not Prices Dropping?
July 2, 2025

If Houses are not Selling, Why are not Prices Dropping?

Many people are confused. If houses are not selling, why are not prices not falling? There are several reasons. Cause : Housing prices increased an average of 50% from 2019 -2024 in the US. Some areas increased up to 100%. St...
How High can US Debt go before it Triggers a Financial Crisis?
June 25, 2025

How High can US Debt go before it Triggers a Financial Crisis?

Excessive government debt has contributed to inflation and is pushing interest rates higher. The government continues to add to the debt by spending more than it receives. The US government receives about $5T in revenues annu...
Stocks have not been this Expensive Relative to Bonds in nearly 25 Years
June 18, 2025

Stocks have not been this Expensive Relative to Bonds in nearly 25 Years

Pimco released a report recently and stated stocks haven’t looked this expensive relative to bonds in nearly 25 years. Bonds look better than they have for a long time. Pimco states "The traditional world order — in which eco...
Why are President Trump and Elon Musk Bickering Over the "Big Beautiful Bill"
June 11, 2025

Why are President Trump and Elon Musk Bickering Over the "Big Beautiful Bill"

Although I do not like Trump and Elon attacking each other, the conversation is very valuable and could lead to good results. Elon is bringing attention to the fact our government is taxing us too much and spending much of it...
The Inventor of the 4% Withdrawal Rule has Updated His Recommendation. It is Significantly Less than Guaranteed Lifetime Income Benefits
June 4, 2025

The Inventor of the 4% Withdrawal Rule has Updated His Recommendation. It is Significantly Less than Guaranteed Lifetime Income Benefits

Bill Bengan published a study in the Journal of Financial Planning in 1994 that introduced the 4% withdrawal rule. His study recommended initially withdrawing 4% from your portfolio to ensure you will not run out of money in ...
Moody's Downgrades US Credit Rating, 30-Year Treasury Hits 5% (How to Increase Your Retirement Income Guaranteed)
May 28, 2025

Moody's Downgrades US Credit Rating, 30-Year Treasury Hits 5% (How to Increase Your Retirement Income Guaranteed)

Moody's downgraded the US credit rating for the first time in history. This is the last of the 3 major credit agencies to downgrade the US credit rating. The primary concern is the increasing level of government debt. As a re...
The Tariff War with China has been Paused
May 21, 2025

The Tariff War with China has been Paused

China and the US have agreed to pause the 145% US tariffs and 125% Chinese tariffs for 90 days while they negotiate an agreement. If the high tariff rates had gone into effect, it would have been similar to a trade embargo. B...