May 20, 2026
FHA Provided Zero Down Mortgages to Non-Citizens During the Biden Administration
The Federal Housing Administration (FHA) recently disclosed that they provided zero down mortgages to H-1B visa holders and other non-citizens during the Biden administration. The Trump administration shut this down in June 2025.
FHA used programs designed to help low income US citizens purchase a home. Hard working Americans were getting screwed twice.
1. US taxpayers were funding homes for non-citizens.
2. US citizens were competing to purchase homes at a disadvantage.
a. The non-citizen did not have to contribute a down payment to purchase a home.
b. The citizen had to contribute a 10-20% down payment typically to purchase the same home.
This drove up housing prices, particularly in areas with high numbers of H-1B visa holders.
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