Feb. 5, 2025
Products We Offer: Your Personal Bank, Annuities, Guaranteed Income Riders, Life Settlements, and Premium Finance
We specialize in the following financial products:
1. Your Personal Bank: High Cash Value - Whole and Indexed Universal Life insurance policies
2. Fixed and Index Annuities: grow your money without market risk, access to over 50 companies
3. Guaranteed Lifetime Income: create income you cannot outlive, often referred to as a private pension
4. Life Settlements: companies will buy your insurance policy, shop the best offers
5. Premium Finance: bank fund premium on a high cash value insurance policy on your behalf, can create tax-free asset without out-of-pocket cost
Many financial experts are calling this the "golden age" of fixed investments.
Even if the Trump administration does everything right, some problems will take a while to fix. Debt is a major challenge.
Record levels of debt requires record selling of bonds. This pushes bond interest rates higher.
Until the government starts paying down debt, bond interest rates will remain elevated.
When bond yields (interest) increase, institutional investors tend to move out of the stock market and into the bond market.
Many institutional investors like banks, insurance companies, and pension funds are focused on obtaining steady consistent cash flow to pay their liabilities rather than accumulation. These large institutional investors have the ability to move markets.
Blackrock, Goldman Sachs, JP Morgan, and Vanguard analysts all predict S&P 500 index returns will average 3-5% annually for the next decade.
If the analysts are correct, Your Personal Bank dividends, annuities, and guaranteed lifetime income will all outperform the S&P 500 over the next decade without market risk and tax-favored.