May 14, 2025

Retirement is not about a Number, It is about Cash Flow

Retirement is not about a Number, It is about Cash Flow
Many companies and people focus on a number to achieve a comfortable retirement.
 
Retirement is not about obtaining a number. It is about cash flow.
 
The 4% withdrawal rate is often recommended to ensure you don't run out of money with a high degree of certainty.
 
Guaranteed Lifetime Income products provide 5-7% withdrawal rates guaranteed for life depending on your age. The older you are, the higher the withdrawal rate.
 
This would increase income for most retirees 25 - 75% guaranteed for life. This ensures you don't run out of money in retirement. 
 
 

This is the "Golden Era" of fixed assets. The best rates in 40+ years! Insured with guarantees.

 

   - Your Personal Bank policies are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!

 

   - Fixed Index Annuities have the best upside potential in 40+ years with no downside market risk. The principle is guaranteed. Some offer signing bonuses up to 16% with strong upside potential.

 

   - Guaranteed Lifetime Income is the highest in 40+ years. Some products offer up to 30% signing bonus. Other products offer up to 10% increased guaranteed lifetime income each year you defer.