Episodes

This episode could save your financial life! Dr. Virgie reveals what to do if you're self-employed, in-between jobs or don't have insurance through an employer, and can't afford federal marketplace health insurance a.k.a. Obamacare. By the end of this hour, you're going to learn about protecting your financial future with direct primary care (DPC), federally qualified heath centers (FQHCs), and catastrophic medical event insurance. crushmedicaldebt.com

Dr. Virgie discusses what we all need to know when a loved one dies but no one tells us - which adds to our grief and detriment. At the end of this hour, you're going to remember to do the 3 steps of the only right way to pay every medical bill – no matter to whom it belongs and whether they’re living or deceased, why medical bills is unsecured debt which goes away if there isn’t enough money in your loved one's estate (savings, investments) to cover it, and how debt collectors are legally limit...

In this critically important episode, Dr. Virgie reveals the #1 mistake you're making when you get medical care that can destroy your future! Listen to this, save thousands - and possibly your financial life. And, in recognition of Melanoma & Skin Cancer Awareness Month, Dr. Dina Strachan, board-certified dermatologist and owner of Aglow Dermatology in NYC returns to bust melanoma and skin cancer myths, discuss why we all need to use sunscreen irrespective of how fair or dark we are, and shares ...

In recognition of Mental Health Awareness Month, psychologist Dr. Kristin Carothers returns to join Dr. Virgie to share insights about our society's continued taboo and stigma of talking about mental health issues and suicide, why mental health equals physical health, and what to do if you or someone you love is without financial resources or insurance but needs mental health support and/or treatment. https://988lifeline.org https://www.nami.org https://www.psychologytoday.com/us/therapists If y...

In less than an hour, you're going to learn why changing the way you pay for medical coverage is critical for a happy and healthy life - and most importantly, how to do it. Whether you’re self-employed and need health coverage, facing big bills after an accident or serious medical diagnosis, or already getting crushed by medical debt - this episode is for you. Look for primary care options with Direct Primary Care (DPC) practices at dpcare.org/dpc-practice-locations. Find a Federally Qualified H...

This episode will save your financial life or that of someone you love. In less than one hour, you're going to learn the 5 insider expert secrets to get rid of a medical bill you can't afford, the first thing to do if your bill that may be the equivalent of a home mortgage is from a hospital stay, and where to find the best patient advocate help with big or bogus medical bills - for free. patientadvocate.org

In this special episode, personal finance expert and debt specialist Matt Schulz talks about his must-have money manual, Ask Questions, Save Money & Make More - How to Take Control of Your Financial Life, gives you real-life scripts to use to save the most money on medical bills and pharmacy prescriptions, and warns about a disturbing trend that's extra-profitable for large medical service providers but super-dangerous to your financial future and well-being.

National Consumer Protection Week is a time to help you understand your consumer rights to protect yourself and those you love from frauds and scams. This week, Dr. Virgie reveals how scammers are using new ways to take advantage of consumers who use the old ways of paying medical bills, why former U.S. Surgeon General Dr. Jerome Adams' bogus ER bill is a great example of the top causes of the more than 100 million (and rising) American healthcare cost victims struggling with medical debt, and t...

In this special Leap Year Day episode of Crush Medical Debt - Medical Bills Uncovered, Dr. Virgie reveals a rare expert insider look into why the old way of paying medical bills doesn't work anymore, how it's creating 100 million American healthcare cost vicitims and more every day, and what to do to protect you or someone you love from medical financial disaster. Show notes: To find a direct primary care practice (DPC), which gives you access to primary and preventive care for one low monthly s...

Today we're talking about the top 5 things you didn’t know about paying medical bills – whether you have insurance or not. Most folks living in the United States don’t realize they’re just one accident or serious illness away from a lifetime of debt – even if they have “great” insurance. Many think the #1 cause of bankruptcy in the U.S. is medical bills because those individuals didn’t have decent health insurance or any insurance at all. It’s not true – and what you don’t know can hurt you and ...

In this insightful episode of Crush Medical Debt's Moral of the Story - Medical Money Success Stories after an Accident or Illness, Dr. Virgie talks with Julie G about her lifelong journey through debt and destroyed family due to medical bills, coverage by the Children's Health Insurance Program (CHIP) for kids of parents who don't qualify for state Medicaid, and being tricked by a nonprofit facility to forfeit her federal legal rights in getting a discount on her emergency surgery bill. crushme...

By the end of this episode, you're going to know how to get the best help for your biggest bills for absolutely free. Also, we're talking about a specific type of predatory billing in the Bogus Bill of the Month - and how to make sure it doesn't happen to you or someone you love. Show notes: A list of preventive services that your insurance must cover at no cost to you - including no copay, no coinsurance, and without meeting the annual deductible - can be found at healthcare.gov/coverage/preven...

By the end of this episode you're going to learn the Do's & Don'ts in getting rid of big medical bills on a small income. One huge Don't: Please don't stop getting the health care you need when you're facing overwhelming medical bills - find a Federally Qualified Health Center (FQHC) for your primary, dental, and mental health care needs at findahealthcenter.hrsa.gov. Facing giant hospital bills? No matter how large or small your income is - go to DollarFor.org to apply for a sliding scale incom...

In recognition of Financial Wellness Month, Dr. Virgie reveals 3 steps that are guaranteed to save you money for any product and service you buy in the United States. And - we have the phrase for 2024! crushmedicaldebt.com

If you want to leave your employer this year to hang out your own shingle but can't afford traditional health insurance, listen to this. By the end of this episode, you're going to learn how to make your self-employment dreams come true without risking your health or your financial life. You can do this! Also, find out how federal laws protect you from going bankrupt in emergencies in today's Medical Bill of the Month. Still have questions? Reach out at crushmedicaldebt.com.

So, this is the year you've decided you're going to spend more on fun, family, friends and your future - not on debt. By the end of this episode, you're going to learn how to get rid of all your bills - and even protect yourself from getting trapped by debt BEFORE it happens! Show notes: to file a federal civil rights complaint against providers not giving you a bill with CPT codes, go to ocrportal.hhs.gov. Still have questions? Reach out at crushmedicaldebt.com.

It's the last week of 2023! Dr. Virgie talks about the top 5 most heinous medical bills posted online in 2023 - and how to make sure predatory medical billing doesn't happen to you or someone you love. https://crushmedicaldebt.com/

It's the end of the year! We're talking about the top 5 most disgraceful medical fraud cases of 2023 - and how to make sure medical fraud doesn't happen to you. https://www.identitytheft.gov/# https://www.idtheftcenter.org Consumers can submit complaints about debt collection companies by visiting the Consumer Financial Protection Bureau (CFPB)’s website or by calling (855) 411-CFPB (2372). Employees who believe their companies have violated federal consumer financial protection laws are encoura...

Mark Cuban - yes, THAT Mark Cuban - uber-successful entrepreneur, NBA team owner, and founder of Cost Plus Drugs company that's disrupting the U.S. pharmaceutical industry, backed an eye-opening study proving the big insider secret behind the 3 simple steps to Crush Medical Debt. You have to hear this one! Also, we're talking about the 3 steps to busting bills people are posting on Buzzfeed. Good stuff! https://crushmedicaldebt.com/

Learn how Dr. Virgie got out of paying a $90,000 medical bill - and why she says you can too! Also, hospitals and medical systems across the U.S. are no longer accepting Medicare Advantage insurance. Find out why this is a big deal for you or someone you love and the best way Medicare recipients can keep their money, favorite doctors and hospitals. https://medicalbills.support/MedigapisbetterthanMA

In this episode, you're going to learn what you need to know to get out of paying an unfair ambulance bill - and why you need to know it! https://crushmedicaldebt.com

In this episode, you're going to learn the #1 thing you can do to get out of a horrendously high ambulance bill. Also, what does insurance open enrollment mean, what's the deal with those annoying commercials, and why should you care? Dr. Virgie reveals what to do to spend the least amount of money for your medical care - whether you can afford traditional health insurance or not - and save your financial life. https://crushmedicaldebt.com

Because 80% to 90% of American medical bills have expensive mistakes, most of us living in the United States are just one accident or illness away from a lifetime of debt - or worse. That's the bad news. The good news is it doesn't have to be this way! By the end of this episode, you're going to know the five money moves to make to when you're facing big out-of-budget medical bills - and save your financial life. https://crushmedicaldebt.com

Today we're talking about the Medical Fraud Case of the Month - and, if you're not doing this one thing - you're definitely overpaying for healthcare and risking your financial life. Finally, Dr. Virgie reveals why your low FICO credit score might be because of this hidden illegal activity debt collectors don't want you to know! https://ocrportal.hhs.gov https://consumer.ftc.gov/articles/sample-letter-credit-bureaus-disputing-errors-credit-reports