Episodes
Nov. 13, 2024
Trump Will be Our Next President. What to Expect for Our Economy and Money
How will Trump administration policies affect our economy and money? Drill, Baby, Drill Energy prices affect nearly every product we purchase. Higher energy costs increase prices and inflation. Increased production will lower...
Nov. 6, 2024
US National Debt Increased $473 Billion in 3 Weeks!
The US Treasury Department plans to borrow an additional $1.37 Billion in the next 6 months. This will push the debt over $37 Trillion. Deficit spending is driving bond yields higher. This will continue as long as the governm...
Oct. 30, 2024
Official Announcement: Increased Dividends for 2025!
Multiple insurance companies have officially announced increased dividends for 2025! Most insurance experts predict dividends will continue to increase for the next 3-5 years up to the next 10 years. This is the best time to ...
Oct. 23, 2024
The Government is Similar to an Out-of-Control HOA
The recent hurricanes demonstrated that reliance on government is unwise. It could even get you killed. The FEMA website offered $750 to US citizens who lost everything in the recent hurricane that destroyed much of western N...
Oct. 16, 2024
John Burley Interview
With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principle...
Oct. 9, 2024
Kip and Lora Brown Interview
Kip and Lora Brown used Your Personal Bank to enhance their real estate investment business and allow Kip to retire from his corporate IT career early. Kip and Lora share their story and now help others achieve their goals as...
Oct. 2, 2024
What Direction Do You Want Our Country Headed?
Our current economic situation makes no sense: No one knows what will happen. Uncertainty typically leads to volatility. Likely, we have a bumpy ride ahead.
Sept. 25, 2024
The Federal Reserve Surprised with a Large Interest Rate Cut. Is this Good or Bad for the Economy?
The Federal Reserve surprised many people with a 0.5% rate cut recently. Some are touting this as a good thing, especially the current administration and the legacy media. Every time the Federal Reserve moved interest rates l...
Sept. 18, 2024
Are We Headed for Recession?
The personal savings rate is the 2nd lowest since 1960. Credit card debt is the highest on record. Loan delinquencies are increasing at a rapid rate. The US consumer is on fumes. Small business earnings have declined for the ...
Sept. 11, 2024
We Pay Taxes Upon Taxes and Taxes Will Increase if Congress Does Nothing. Take Advantage of Low or No Capital Gains While They Last
You may be able to sell assets with zero capital gains if your gross income is below $120,000 married, filing jointly, or $60,000 as a single. Also, capital gains will increase in 2026 if congress does nothing. If you have as...
Aug. 28, 2024
The US Labor Department is Revising Jobs Lower Again
The US Labor Department has revised the jobs numbers down nearly every year for over a year. Now the government admits to inflating the jobs numbers by reducing the jobs numbers by up to one million over the past year. Many A...
Aug. 21, 2024
Inflation has Fallen Below 3% for the First Time Since March 2021
July 2024 Consumer Price Index (CPI) was reported at 2.9%. This is the lowest level since March 2021. Although the rate of inflation is slowing down, prices are not going down. They are still increasing. The cumulative price ...
Aug. 14, 2024
The AI Bubble Has Burst. Is Recession Next?
The AI tech bubble has burst due to a weak unemployment report, poor earnings, and a surprise Japanese interest rate increase. A popular institutional trade was to borrow money cheaply in Japan, then use margin to invest in a...
Aug. 7, 2024
We Are in A Bifurcated Economy. What Does That Mean for the Future?
The economy is not normal. - A recent CNN study reports 39% of Americans are concerned about paying their bills. In comparison, 37% were concerned about paying bills during the Great Recession in 2008 - 2009. - Household debt...
July 31, 2024
John Burley Interview, Real Estate Expert, Educator, Private Equity Company Founder
With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principle...
July 24, 2024
The Failed Trump Assasination Attempt Gives Me Hope for the Future of the US
There is no logical explanation that Trump is alive today. If you understand anything about firearms, you understand this. The fact that the shooter missed Trump from 130 yards is nothing short of a miracle. He should be dead...
July 17, 2024
Unemployment is Rising: Is This the Last Straw That Leads to Recession?
High Inflation is no longer the only risk to the economy according to Jerome Powell, Federal Reserve Chairman. Unemployment has risen over the past three months. The Sahm Rule says that when the three-month moving average of ...
July 10, 2024
Americans Savings are Less than Pre-Pandemic Levels
The long term savings rate for Americans is about 4% of annual income. Americans accumulated $2.3 Trillion of excess savings in August 2021 primarily due to government pandemic stimulus. This excess savings has allowed consum...
July 3, 2024
An overload of warning signals could signal a market crash
A high concentration of warning signals suggest a major market correction is ahead. There's nothing magical about these signals, but when dozens of them kick in at the same time, it is time to pay attention. Diversification i...
June 26, 2024
What is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your Portfolio
Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Persona...
June 19, 2024
Saudi Arabia Will Not Renew the Petrodollar Agreement. How This Will Affect the US Economy.
In the 1970's, Saudi Arabia agreed to sell their oil exclusively inIn the 1970's, Saudi Arabia agreed to sell their oil exclusively in US currency. In return, the US agreed to protect Saudi Arabia.
June 12, 2024
David Walker Interview - Former US Comptroller General, CEO of the Government Accountability Office (GAO), and Social Security Trustee.
Hon. David M. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/ accountability, and retirement security expert. He is a non-practicing CPA with over 40 years of executive ...
May 29, 2024
Product Alert! If Less Than 50-80%+ of Your Cash is Available Day One, Your Policy is not Structured to Maximize Cash Value
I have been sharing on the radio for nearly 5 years the power of Your Personal Bank to grow your money insured, guaranteed, tax-free, highly liquid, and create positive cash flow on money you spent. Recently, I have met sever...
May 22, 2024
Non-Citizens Can Vote Legally if They Resided in the US prior to age 16 or Reasonably Believe They are a Citizen
USC Code 18, Chapter 29, Section 611 - Voting by Aliens (Non-Citizens) This federal law states it is not unlawful for any alien to vote in any election if the alien permanently resided in the United States prior to attaining ...