The long term savings rate for Americans is about 4% of annual income. Americans accumulated $2.3 Trillion of excess savings in August 2021 primarily due to government pandemic stimulus. This excess savings has allowed consum...
A high concentration of warning signals suggest a major market correction is ahead. There's nothing magical about these signals, but when dozens of them kick in at the same time, it is time to pay attention. Diversification i...
Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Persona...
In the 1970's, Saudi Arabia agreed to sell their oil exclusively inIn the 1970's, Saudi Arabia agreed to sell their oil exclusively in US currency. In return, the US agreed to protect Saudi Arabia.
Hon. David M. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/ accountability, and retirement security expert. He is a non-practicing CPA with over 40 years of executive ...
I have been sharing on the radio for nearly 5 years the power of Your Personal Bank to grow your money insured, guaranteed, tax-free, highly liquid, and create positive cash flow on money you spent. Recently, I have met sever...
USC Code 18, Chapter 29, Section 611 - Voting by Aliens (Non-Citizens) This federal law states it is not unlawful for any alien to vote in any election if the alien permanently resided in the United States prior to attaining ...
Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Persona...
Growth is slowing. Prices continue to surge. This leads to stagflation. This is a nightmare scenario for the economy. This places the Federal Reserve in a very difficult situation. If they lower interest rates, inflation will...
Our Federal Government has revised the employment numbers nearly every month in 2023. The total job new job numbers were reduced by 360,000 in 2023 from the initial reported job numbers. For example, the US Government initial...
Our Federal Government has spent more than it receives for decades. This has become worse over time. We now have over $34 trillion in debt and the debt is increasing about $1 trillion every 100 days. This is unsustainable. We...
Truth in Accounting believes truthful accounting is the key for citizens, legislators, and the press to understand the truth about government finances. Truth in Accounting recently released The Financial State of the Union. T...
The compound effects of inflation over the past 3 years is forcing many Americans to make difficult financial decisions. When the federal government spends more than it receives through tax revenues, it prints the extra dolla...
The government changed how it measures the Consumer Price Index (CPI) to make it appear inflation is less severe than it actually is. If CPI was measured using pre-1983 methods, 2022 is estimated to be 18%. 2023 inflation (CP...
Consumer spending has been the lone bright spot in the economy. Consumer spending accounts for about 2/3 of Gross Domestic Product (GDP). The unprecedented amount of government stimulus has supported consumer spending. The ex...
Many Americans are unaware that the US Census counts all people, including Illegal Immigrants. Population determines the number of House seats for each state. This also determines Electoral College votes for President. Based ...
John Burley is one of the most experienced real estate experts, educators, and is a private equity founder in the US. With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds ...
Laken Riley went on a run around Lake Herrick in Athens, Ga. and never came back. The 22-year-old nursing student died of blunt-force trauma after her innocent jog allegedly crossed paths with Jose Antonio Ibarra, 26, whom po...
The Biden administration announced forgiving another $1.2 billion in student debt. This is after the US Supreme Court ruled last year that the president cannot forgive student loan debt. When referring to student loan forgive...
Illegal immigrants don't have to pay taxes, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have ...
The farmer protests in Europe should become a wake-up call. The European Union's nature restoration law, was attempting to set legally binding Green New Deal style targets to restore at least 20% of the EU's land and sea area...
The border stand-off between the state of Texas and the Federal Government is the most significant Constitutional issue since the Civil War. The States created the Federal Government, not the other way around. If the states e...
Most Americans agree that our country is headed in the wrong direction. If a talented team loses games, the coach goes back to basics, blocking and tackling. Teams have a philosophy, an identity. Countries have philosophies a...